Saturday, September 27, 2008
1. The Federal Reserve is a PRIVATE bank owned by the big banks, not the government.
2. Money is created in response to the demand for borrowing. Banks are allowed a ratio of 16:1 loans to actual assets/deposits.
3. Wall Street in collusion with the banks issued pretend insurance policies [without insurance reserves and asset requirements required of insurance companies] called credit default swaps [CDSs] on the mortgage backed securities [MBSs] They cross insure each other to the tune of total "derivatives" in the amount of $1 Quadrillion dollars-the total world economy is only $60 trillion!
They paid each other premiums and sold the paper back and forth to "wash it" and show it's "value" to the market.
The bank members of the Fed, who held many of these MBSs, called the CDBs on Lehman Brothers, AIG, and Merrill Lynch to start the end game.
The Federal Reserves member banks are robbing us.
If we let the CDSs default then there are no Securities firms, hedge funds and many banks left standing.
They don't have the assets and reserves to backup their obligations under the CDSs. This is by design, so the banks can take over the big brokerage houses [they just got Lehman Bros, Merill Lynch and AIG], and now are blackmailing us into giving the $700 billion in exchange for all their bad MBSs.
Again: LEND them the money at interest on the condition that they lay off employees, slash salaries, and eliminate "performance" bonuses and golden paraschutes. If they fail to repay, then foreclose and expropriate.
With a loan, it is up to THEM to find buyers, liquidate assets and balance the market.
These guys have preached the Friedman primacy of the market for decades, let them prove it.
The dollar means nothing, but yet it means everything to the average American who is inevitably taking the biggest hit from all of this.
While Paulson's plan has a clause which would give immunity for the heads of these institutions.
Now ask yourselves, why would Paulson put that clause in there if they didn't know more than they are letting us taxpayers know?
Friday, September 26, 2008
",,uh, uh,, let me, uh,, think a moment,, uh I uh, Have you seen my, uh Teleprompter? I never said that...uh, uh,, let me uh, uh,, uh I uh, Have you seen my, uh, friggin Teleprompter...
You win the prize.
Great debate President McCain!
Thursday, September 25, 2008
We are opposed to the Wall Street crowd that wants to give us their trash but they want our treasure. More than likely Wall Street trash will still be trash. If it was worth anything, they would be keeping it.
If they can't take care of their cash, how can they take care of ours?
Considering that our Government is stupidly [no other word seems to fit] contemplating giving, what they call, a bailout of over 700 Billion dollar. [it will be more like a giveaway or a handout].
First of all, the US Government is not a bank!
Moreover, the US citizens are not giving our Government permission, to use our money, in this manner as a loan, or in whatever cleaver way they find to characterize it.
Our understanding from Indiana Senator Evan Bayh is, that Congress has only received a 3 page document, which states the reasons why Wall Street needs our money, and the tough circumstances they themselves have created; plus the possible scenarios that will occur if they can't have our money.
How will we ever be able to keep track of what happens to our money?
Who do they [Wall Street conglomerates] think they are?
Apparently, they have already demonstrated to be poor money handlers!
Similarly, if by chance, We wanted to secure some kind of a loan or mortgage. Our eligibility would be researched to no end, and our livelihood would be investigated inside and out, upside and down, and by whatever means they would dream up, to insure that we qualified.
It has been discussed in many ways, they want our money so that they can be allowed to extend us more credit.
They want to have access to our money, so they can lend it back to us and thereby have us pay them interest on our own money they have just taken from us. Shouldn't we be getting interest on our money, that they want from us, first?
Where is the logic in any of this?
Does any of this seem to make any sense at all?
Haven't they screwed up royally with the money they already have?
It seems to us they really want to use our money to pay their bills.
Shouldn't this be called fleece and lace?
They fleece our pockets and lace their own!
Let them use some of their high salaries to pay their own bills.
Traditionally, the majority of honest hard working Americans are not looking for a handout, but, want to legitimately earn and pay for what they secure for themselves and their families.
It makes you wonder if the majority of these high salaried people on Wall Street and in the US Government are really concerned much beyond themselves.
Economists are suppose to be in the know.
Certainly, they use a lot of fancy names to identify the economy and all the economic trends [percentage this and percentage that, points up and down] and a lot of other specialized information that the general public cannot even begin to comprehend.
If, those who caused this situation and use these fancy names, would have adequately understood, would this situation ever have developed?
Consider their record keeping procedures for a minute.
What happen to all the records that would qualify as full disclosure of where all their money came from [and from whom] and where it all went [and to whom]?
What happened to all the world's wonderful computer systems that keep track of everything?
There must be programs, in use somewhere, storing all that wonderful computer data that is suppose to keep track and reveal where all their cash came from and where it all went.
Without ever thinking about the staggering amount involved to any great degree, it is and should be apparent, Wall Street certainly could not qualify in any way, by any stretch of the imagination.
So now we have been given a ransom demand by the Federal Reserve and George Bush: "Give us the power to print $700 billion in your names as co-borrowers, which we will create out of thin air the way we always do, and we will use it to pay ourselves $700 billion, which the taxpayers will then have to pay us back with interest in consideration of handling the entire bogus transaction!
Neither $700 billion, nor any lesser amount!
Wake up America!
In Mega-Banks We Trust...
Tuesday, September 23, 2008
Sunday, September 21, 2008
Deputy Mayor Malysz responded that "abandoned vehicles and yard parking of Junk Cars was handled by Planning and Zoning Dept." and not by the Code Enforcement Officer.
Wrong Mr. Malysz!
Is this what we are paying you $85,000 to say? Another lie?
Are you really this out of touch?
Freedom Of Speech would like to SUGGEST that Deputy Mayor Malysz read:
New Albany Code #150.141 (A) 7 & 8
150.141 Code Enforcement Officers Duties and Responsibilities:
(A) It is the duty and responsibility of the Ordinance Enforcement Officer are to inspect and cite violations of any ordinance in effect for the City of New Albany, including, but not limited to, the following:
(1) Environmental violations, such as:
(a) Uncollected trash and garbage, litter and debris
(b) Fallen trees, stumps, dead trees and cut brush
(2) Demolition remains:
(3) Appliances or furniture in yard or sidewalk
(4) Auto parts and scrap metal
(5) Grass and Yards which violate City Ordinance
(6) Portable signs
* (7) Abandoned vehicles as defined by City Ordinance and the Indiana Code
* (8) Yard parking and illegal parking as per City Ordinance
(9) Other city ordinances pertaining to cleanliness of property
(Ordinance G-05-01, passed 1-20-05)
They are now interviewing to hire a "Concentrated Code Enforcement Officer." says Deputy Mayor Malysz.
There is also an Ordinance on the books for this Hiring Process 150.142:
* (A) The Board of Public Works and Safety shall nominate the candidates for Ordinance Enforcement Officer
* (B) The Common Council shall approve the "Officer" and the Mayor shall appoint him or her after he or she has received Council approval.
(Ordinance G-05-01, passed 1-20-05)
Deputy Mayor Malysz, we suggest that you read the New Albany Code Book of Laws!
Saturday, September 20, 2008
This credit crisis has resulted in 3% of homes being in foreclosure, the depression in 1929 resulted in 50% of all homes being in foreclosure.
The problem with the notes that everyone is complaining about is one of valuation of the notes, not that they are worthless. With house prices decreasing the banks according to accounting rules have to value the notes at the lower of cost or market. Right now no one knows what the notes are worth even though most of the notes 97% are being properly paid on. But the notes have to be written down to reflect their true value, which lowers these banks ability to borrow because of percent they can borrow is tied directly to these assets that according to accounting principles have to be decreased.
No one is talking about this on any of the news channels.
We do need leaders who will balance our budget in Washington. [Like we need leaders in New Albany who will balance our budget!]
The one statement that Palin said is "we should stop giving money to people that hate us."
That is the first person to ever hold the top two spot that understand what the rest of the USA has been saying or thinking.
Friday, September 19, 2008
Thursday, September 18, 2008
Federal Reserve notes are not redeemable in gold, silver or any other commodity, and receive no backing by anything. This has been the case since 1933.
The notes have no value for themselves, but for what they will buy. In another sense, because they are legal tender, Federal Reserve notes are "backed" by all the goods and services in the economy.
Now...AIG CEO's scream:
Please forgive our debt as we had people at the helm making bad decisions. They will try to do better in the future. [yell right]
It is time for the shareholders, middle class and entitlement classes learn self-reliance and learn it fast!
We have all been thrown under the bus...
Wednesday, September 17, 2008
Since May 25, 1787, the 55 delegates had gathered almost daily in the State House [Independence Hall] in Philadelphia to revise the Articles of Confederation. By the middle of June, it became apparent to the delegates that to merely amend the Articles of Confederation would not be sufficient. Instead, they would write an entirely new document designed to clearly define and separate the powers of the central government, the power of the states, the rights of the people and how the representatives of the people should be elected.
We have no tribal council, nor can we vote anybody off the island. But, we do live in the land of the free, and as long as the Constitution stands, we always will.
We the People...works!
Sunday, September 14, 2008
We couldn't believe what WE were hearing.
It's not that complicated "boys".
If this is to much work for City Attorney Shane Gibson, Building Commissioner Ron Hartman and Code Enforcement Officer Pam Badger to do the job we taxpayers are paying them to do then we suggest they quit.
1. The Council Committee [Gonder, McLaughlin, Price] should be looking for ways to:
* Make New Albany homes safer for families to live
* Clean up New Albany
* Protect the children who have to live in UNSAFE, TRASHY houses
2. The Fire Department doesn't stop outside a burning house to question if this house is OWNER OCCUPIED OR RENTAL before they enter that building to rescue a senior or a small child.
Is our current Building Commissioner trained and certified to do the job the taxpayers pay him?
How many building inspectors do we have employed for our City of New Albany? 3? Why do we need to hire more Inspectors, or more Code Enforcement?
Why isn't City Attorney Gibson not enforcing the laws on our books?
It seems like to us he's to busy working on receiving Bond Commissions!
Didn't he make $180,000 commission on Scribner Place BONDS?
Why do we need a rental register, when all this information is available on the Assessor's computers, the Plat Room computers, Auditor's computers, Recorder's computers and the Treasurer's computers.
Every vacant piece of property is recorded as well as every home, rental property, or commercial buildings.
If this information is not on these computers then our city is in bigger trouble than we thought!
Do you all not realize how much it would cost taxpayers for software and staff for a Rental Registry? Who will upgrade the information when property is sold, transferred, and splits?
More inspectors and more code enforcement officers mean more trucks, gas, cell phones, insurance, maintenance and benefits.
Councilman Gonder have you lost your mind? You're really not this stupid to attempt to bring this issue before us taxpayers.
Good Grief...You boys just don't get it!
If certain people would get off there asses downtown and do the job that ours and your tax dollars pay for, just maybe this city could get something done RIGHT!
You cannot discriminate against landlords.
Your priority as a committee is the safety of our children and to clean up our city.
Not everyone in New Albany can afford a home on Historical Main Street or even start up a business.
Why are you trying to penalize renters which will raise the amount of rent they pay.
Your not hurting slum lords or Rental Property owners at all.
They will just pass these fees on to their tenants.
Then, if the money is not there, then you will try to pass an increase in property taxes.
Believe you me...you don't even want to go there.
Every fee you add on or increase affects renters, senior citizens, and taxpayers.
Safety should be YOUR number one priority.
Mr. Gonder are you not Councilman at Large?
Then why are your only concerns for various issues that only reflect a certain group you seem to represent?
Regardless of your own personal opinions on a Smoking ban, Redistricting, and Rental Registration and Rental Inspection.
You need to be looking at the big picture not just for a selective few.
Why are you using Clearwater, Florida as a blue print for New Albany Rental Inspection?
Don't you not realize we are not Jeffersonville, Louisville, Clarksville or Madison or any other city?
That's how out of touch you and several council members are with the city and the taxpayers.
First, if you council members would start doing your homework by looking at FINANCIALS, previous ORDINANCES PASSED, and BUDGETS, you might just get it.
Second, your concerns should be: Where is our 2008 Budget? Why are we approving anything when we don't have any money in the bank?
What are the Council's and this England administration's priorities?
Two-way streets? Spring Street Hill?
Smoking Ban, Redistricting, Rental Inspection and now the latest reported by our local newspaper: "Golf carts."
What the hell is wrong with this England Administration and Council?
"THE CITY LAWS ARE ON THE BOOKS...FOLLOW THE LAW."
Friday, September 12, 2008
Hello...is anybody out there listenin' in Washington D.C.
This is the suffering voice of America crying out for relief
Now I don't know what a gallon of gas cost up on Capital Hill
But we sure know what it costs down here in "Realityville"
And the damage already done has been a mighty heavy toll
And if we're gonna fix it we gotta start right here at home
Drill here, drill now
How 'bout some oil from our own soil that belongs to us anyhow
No more debatin' we're tired of waitin' everybody shout out loud
Drill here, drill now
Every time a foreign tanker pulls up to our shore
They got us over a barrel while they blood us a little more
And think how much it costs just to bring it all that way
And how many American jobs that'd make if we were drillin' in the USA
Oh and God forbid if our oily friends should decide to cut us off
We'd be standin' around with our britches down now listen to me ya'll
Well the winds of change are blowin'
Yes and we recognize that need
But tractors, trucks, cars and planes can't run on tomorrow's dreams
So while we're workin' on the future we can't ignore today
Cuz who knows how much time the alternative might take
Somethin's gotta be done right now cuz friends it won't be long
Before this great big country comes grinding to a halt.
Source: Aaron Tippin
As gas prices continue to increase, Congress continues to blame others while ignoring practical steps to stop the pain Americans are feeling at the pump. To lower gasoline prices and reduce our dependence on foreign oil, we need real solutions to our energy challenges.
As big country fans, we have a feeling this song is destined to become a huge hit. It's masterfully captures the sentiment of Americans who are tired of paying too much for gas while Congress does nothing about it.
Take A Stand for "Real Change"
Vote McCain - Palin
Tuesday, September 09, 2008
Their displays of extreme gender bias were not cited as even a factor in the reshuffling, the move as a victory in the fight to stamp out sexism on the campaign trail. Our efforts specifically call on party leaders - or corporate chiefs, as the case may be - to "stop the silence" on sexism. Booting those in high-profile media posts is a good step.
Olbermann famously suggested that someone should take Hillary Clinton "into a room and only he comes out." His attack reached a new low in it's threat of violence.
Chris Matthews called Hillary a "she-devil" and a "witchy" and lamented that the reason she was a United States Senator and candidate for president was that her husband messed around. We keep forgetting it. "She didn't win [the Senate race] on her merit."
Offensive is an understatement. The only thing worse is that Olbermann and Mathews sat in their anchor chairs for as long as they did.
We find it mysterious that no one's talking about their well-documented pattern of gender bias as a factor in their dismissals. In today's news coverage of their removals. we could not find any mention of their sexist and offensive behavior, from the New York Times to NPR. These are news organizations that know better.
Such a lack of recognition of their role in this year's sexist treatment of candidates prove our work is far from finished.
Gov. Sarah Palin's spot on the Republican ticket has launched the subject of sexist treatment of women candidates back into the spotlight. We will defend Palin "against misogynist smears" not because we like her or support her, but because that's how feminism works."
Sunday, September 07, 2008
How about we make the job descriptions and Ordinance's already in place effective?
Building Commissioner Responsibilities as listed in Ordinance G-04-23:
Cleanliness of Premises
1. Enter premises to determine compliance :150.10 (e)
2. Determine the Identity & Address of Landowner : 150.101 (e)
3. Send written notice by Certified Mail: 150.101 (e)
4. Have the city remove material & vehicles: 150.101 (f)
5. File a LIEN against the property with the County Recorder for all costs incurred by the City for REMOVAL.
(F) FAILURE TO REMOVE AND NOTICE OF ABATEMENT
(1) If the landowner fails to remove the material and vehicles within the time prescribed, the Building Commissioner shall cause the city or its agent to remove and dispose the material and vehicles, as allowed under IC 36-1-6-2, as amended.
(2) The Building Commissioner must then prepare a certified statement of the actual cost the city incurred in removing and disposing of the material and vehicles, plus any additional administrative costs incurred in the city's effort to enforce this section.
(3) The certified statement of costs must be delivered to the land-owner of the property, by certified mail, at his or her last known address, as determined by the tax duplicate records of the County Auditor.
(4) The landowner must pay the amount specified in the certified statement to the City Clerk within 20 days after receiving the statement.
(5) If the landowner fails to pay the amount within the required time, a certified statement of the landowner's failure to pay the costs will be filed with the office of County Auditor.
(6) Pursuant to IC 36-7-9 as mended, the Auditor will then place the amount claimed on the tax duplicate against the property affected by the work. The amount will therefore be collected and disbursed to the General Fund of the City as other property taxes.
Source: New Albany Code Book
Procedure to file a Lien on Property: 150.101 (g)
1. Building Commissioner to Recorder
2. Recorder to Auditor
3. Auditor to Treasurer
4. Treasurer adds to next TAX bill to be mailed
England said of the idea, [prospect of a rental-inspection program] "I believe in it wholeheartedly," emphasizing that landlords must be "courageous enough" to allow inspections.
You phony hypocrite, you promised SEVERAL landlords this would never happen as long as you were mayor!
Would you like Freedom Of Speech to list their names and contact numbers?
Like you don't have an agenda of your own.
Spare us all Doug...
According to Deputy Mayor and Director of Development Carl Malysz, "a registration program would be incredibly helpful," adding the city's code enforcement officials sometimes have a hard time finding the supervising party when an infraction is found.
"You stupid lying jack-ass..."
Code Enforcement employee "Pam Badger" is also a part time employee of the Assessor's office. Pamie knows more about chasing down property owners than either City or County Assessor's!
Freedom of Speech would like to say:
To many politicians and appointees revel in the glory of promoting new ordinances or new business. It's fun hanging out at the City County Building hobnobbing with the "developers and letting the mayor" know where "his influence should be pedaled."
Unfortunately, this "fun" stuff apparently takes precedence over sitting in your office and paying attention to the city functions you were hired to do or manage.
The day to day grind is not nearly as much fun as getting your name in the paper as an innovator and a mover-and-shaker of New Albany.
But contrary to popular belief: If you want to bask in the glow of negative publicity, keep trying to scam us taxpayers!
This Rental Inspection Program that Mayor England and Deputy Mayor Malysz are pushing is just another layer of government that will cost taxpayers.
Thursday, September 04, 2008
* That luxury jet was over the top. I put it on eBay!
* after he's done turning back the waters and healing the plant
* In politics, there are some candidates who use change [or a heart attack] to promote their career
* But we are expected to govern with integrity, good will, clear convictions, and ... a servant's heart
* Politics isn't just a game of clashing parties and competing interests
* They're the ones whose names appear on laws and landmark reforms, not just on buttons and banners, or on self designed presidential seals
* But listening to him speak, it's easy to forget that this is a man who has authored two memoirs but not a single major law or reform - not even in the state senate
* If character is the measure in this election...and hope the theme...and change the goal we share, then I ask you to join our cause.
* The only difference between a pit bull and a soccer mom is..."Lipstick!"
Source: VP Candidate Sarah Palin
It's priceless watching the Dems now in full panic mode. You can bet the Clinton's are very happy right now, thinking, "We told you so!" as they look forward to Obama's defeat and Hillary's next run.
Absolutely priceless...another self-made women!
Wednesday, September 03, 2008
I guess it's only proper to just say "we told you so."
Join special guest
Senator Birch Bayh
for an afternoon of food, music and fun!
1st Annual Brad Ellsworth Birthday Fish Fry
Saturday, September 6 (rain or shine)
1-4 p.m. Central Time
Vanderburgh County 4-H Fairgrounds in Evansville at the corner of US-41 and Boonville-New Harmony Road.
Monday, September 01, 2008
Mayor will not sign smoking ban. Mayor England will suggest a change in wording in the Smoking Ban Ordinance on Tuesday.
Source: Mayor England
Labor Day is a marker in time, the end of a season and the beginning of one.
Today's holiday originated as a labor movement observance intended to honor the working class citizens of this city who afforded us this opportunity and things like the 8 hour day, the weekends, overtime, sick leave, worker's compensation, OSHA, you know, things that are now, well, taken for granted?
Their movement pushed to better the conditions of the work place and strove to secure respect and appreciation for those who work hard.
I am often struck by how hard everyone is working. Harder than before, it seems.
As one of the working middle class to be stuck in rush-hour traffic in the early morning is to be surrounded by people who are dutifully making their ways to desk and benches and counters and nursing stations and keyboards and cement mixers and cash registers and small businesses. To notice this most mundane fact of life is to be amazed by it.
The morning commute puts on full display what makes this Labor Day weekend so special.
How did human beings come to this ingenious mode of organization!
My father always told me the myth is that life "by the sweat of the brow" was a consequence of the fall, the wages of sin, in which work is defined by obligation and necessity.
But Labor Day should be more than just a date on a calendar and a long holiday weekend.
It is time to pause and reflect on the meaning of work, the contributions of workers. In today's economy many are moving forward, reaping the rewards of their education, skills, and hard work. Families in the middle can be one lost job, one major illness, one unanticipated setback away from serious economic trouble.
Heck, unions gave birth to the middle class in America after WWII he preached... Us baby boomers have ridden this wave of economics that our parents created and have had a good ride thanks to many of the unions.
I do appreciate Labor Day for it's intended meaning.
See, I grew up in a union household; my father was a union steward for many years. While I'm thankful now that our family had to live through a few strikes or other major hardships, I was raised to appreciate one of the great virtues of organized labor-shielding employees from intimidation.
It'll come as no surprise that I was raised by a proud loyal union man. I know there were times when my father was acting as an internal whistle blower, standing up to his management about inappropriate or unfair practices.
Without the union, he and others would have not been safe to speak out.
This Labor Day, in honor of my father, I raise a toast to all the unions, whistle blowers, and others who show courage in speaking truth to power!
And most of all Happy Labor Day to all of New Albany's "little people" who work hard and play by the rules. Have fun and go barbecue something -- I'd prefer it not be an American flag, however better days are ahead for all of us in New Albany...We hope!
When one individual or class suffers, the whole body of society suffers; an injury to one is the concern of all, and the welfare of each the interest of all; and the common weal requires the improvement in the condition of wage-workers, materially, morally, and intellectually.